Flexible Spending Accounts

All permanent employees are eligible to enroll in this voluntary benefit.

A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to set aside money from your paycheck on a pre-tax basis to pay for eligible out-of-pocket healthcare expenses.

The money you put into an FSA is not subject to federal income tax, Social Security, or Medicare taxes. This lowers your taxable income and can result in significant savings.

The money you contribute is typically "use it or lose it," meaning you must spend the funds within the plan year. However, a carryover of a small amount of money into the next plan year is available.

You must actively re-enroll in the plan and choose your contribution amount each year during open enrollment.

Medical FSA

Covers healthcare-related items you purchase or procedures that your insurance does not cover.

Examples include:

Copayments and deductibles
Prescription drugs and some over-the-counter medications with a doctor's prescription
Eyeglasses, contact lenses, and eye exams
Medical equipment like crutches, bandages, and first-aid kits

You, your qualifying spouse, and dependents can use this account - even if they are not covered by your health plan.

Your entire annual election is available on day one via a debit card.

Learn more about FSAs ->
Try out the FSA Store ->

Dependent Care FSA

Covers items like childcare and elder care. Eligible expenses include daycare, preschool, day camps, and after-school programs for children under 13, or disabled adult dependents unable to care for themselves.

You must decide on a contribution amount each plan year, which will be divided evenly across your paychecks. Funds in this account are available after they have been deducted from your paycheck and deposited into the account.

You pay your care provider out-of-pocket and then submit a reimbursement request along with supporting documentation (like a receipt or invoice) to get your money back.

Learn more about DCFSAs ->

If you require an accommodation for any of the content on this site, please contact Madera County Human Resources at 559-675-7705.